CMUThought Community Thought 100 day Challenge

If you have ever been through a time where you were unable to work due to an injury you know that this can be a challenge.This is where if you were able to return to work after a disability, but because your ability to work limits your income then this type of disability insurance will help to cover part of your lost income. A great example of this would be an attorney who was away from practice because of a disability and had to rebuild their clients back up. The revenue and income may take longer to get back to their original condition and would not normally be covered under normal insurances. With own-occupation insurance they will help to cover some of the lost income until you are able to recover at your previous levels. Plus this type of insurance can be carried with you and not dependent on your employer.