Nov 26

Win an iPhone 6 Plus at Beenar.com

Beenar Online AuctionsThis holiday season if you are looking for a fun way to win the new iPhone 6 plus while shopping then head on over to Beenar. This is an auction styled shopping site that has put a twist on the traditional style sites. I’ll provide a brief explanation on how to join and participate in the auctions, but please refer to their site for some very well done videos that explain the process. If you are familiar with penny auction sites then you know a little bit about what Beenar is about, but there are some great advantages that Beenar has put into place to make your time on their site much more rewarding.
The site is free to join either using your email or one of your social community logins like Facebook or Google+. Then you make a deposit with a minimum of $10, and then you earn Beez which is the sites currency to bid on items. The money you deposit is used to register for an auction and then once it begins you begin bidding using your Beez. Been are earned through referring friends, and various fun games where you can earn additional Beez. You get 200 Beez when your friends register to get you started.

Here is where Beenar separates itself. AS the auction progresses through what they call levels the amount to be bid goes up. So for example each bid starts at 1 Beez which is equal to about fifty cents. Then after about three minutes the level goes up and so does the amount each bid costs until you get to level three. The bidding stops when the last bidder places a bid and no other bids are placed after the timer reaches zero. With each bid the time is reset to 30 seconds.What I really like about this format is that it makes sure that those who are registered for the item can progress through each level leaving no chance that someone comes in at the last minute and is able to snag the deal. If you are the winner bid you can elect to get the item or the cash equivalent. This is also very different. Plus, if you are in an auction and do now win you will receive any cash you put into the auction back, although the Beez you used to bid will be lost. With the registration fee for each item you will notice that if the number of registrants exceeds the predefined limit the amount collected above the actual price of the item is split evenly among those involved in the final level of bidding. So in theory if it is a popular item and you have lots of people registering then if you hang around to the last level you can actually make money.

Now through December 24 Beenar.com is running a promotion where you can win a Tablet every day if you are the most active on that day, and then each day the top 20 people are entered into random drawing for a new iPhone 6 plus. During their Christmas Promotion you can find some great Christmas ideas and then gain chances to win a tablet or be entered to win a new iPhone 6 Plus. All the contest rules are listed on their site and you may only win one prize per account which is nice to know so that no one person can walk away with multiple gifts. Good luck to all and have a Happy Holiday!!!

Nov 24

Top 6 Car safety features

Now these days the vehicles are increasing constantly and due to this they have created the requirement of more safety features than the previous time. As cars becoming more efficient and faster these days, so they should be more occupied with the latest safety features. If you have more safety features in the car then you can sell your car easily and can get good resale value for your car.

1.     Electronic Stability control

If you are driving in winter, ESC is the most important safety feature for your car.it is the most important feature if you are driving on the slippery roads. It helps the car to prevent loss of the control and crashes which are very common in the winter conditions.  It uses microcomputer and sensors to monitor the steering continuously. It modulates the power of engine or applies the brakes to help the driver of the car to maintain the control. In 2012 model year, it has been made mandatory by the government to install the ESC on all the vehicles for passenger. It has proven and become very effective to reduce the car collisions and crashes.

2.     Antilock Brakes

Antilock brakes are normally the part of ESC system and become standard equipment for the passenger vehicles in the year 2012. Antilock brakes generally use sensors which monitor the speed of wheels when you apply the brakes. If any of the wheel locks up, the ESC unit of the system releases braking pressure a couple of times in each second.  The main advantage of antilock braking system is on slippery and wet roads, which you most often encounter in the winter.

3.     Forward-collision avoidance

It is the most promising feature for car safety available in these days. This type of system use different variety of sensors, such as radar, light detection, cameras to detect vehicles. You will get the warning alerts when your car will approach to the danger zone.  The car will brake automatically, after an alert or warning. In most of the cases when the driver responds, these systems already pre-charge the brakes so that effect can be maximized and in case of no response from driver they brake automatically.

4.     Adaptive headlights

It helps on the curved and dark roads for the drivers and they can see better with these lights. They could also provide help during the rain and fog season. In BMW adaptive lights works using sensors that measure the speed and angle of the steering and based on the information sent by the sensors, headlights are adjusted automatically and fall on the road directly.

5.     Lane Departure Prevention and warning

It monitors the lane markings similar to forward-collision system. It alerts the driver of the car about the unintentional drift of lane. Some vehicles provide this indication through seat vibration and few provide by steering wheel and there are some more witch provide visual and audio warnings.

6.     Fatigue warning

Fatigue warning is generally of two types- one that monitors the eye movement or face of the driver and another which monitors behavior of the driver like steering changes and sudden lane change. When fatigue is detected, a sounding alarm is generated. If you want to learn more details please visit http://www.nationalcarcenter.com/

 

Nov 10

Five Best cars for a much awaited road trip

Driving through Africa, Dubai or any hill station such as Ladakh with unmanageable terrain is the life time experience desired by a lot many people. You get to drift through improving urban communities and curious suburban towns; voyage along cross country parkways; trek along marshlands; and slither along rough territory. A much awaited adventurous road trip through rough terrain driving is made simpler with cars, particularly SUVs. Here is a rundown of the best 4×4 models that have been attempted and tried to be solid even in the harshest climate conditions and the most unforgiving landscape, along with being comfortable for unending voyages.

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Five Best cars for a much awaited road trip:

  1. Toyota Land Cruiser: The Land Cruiser maybe one of the first vehicles that rapidly strike a chord when we consider something that can assume extreme landscape. This SUV has turned out to be a great ride, turning out to be the desire of numerous drivers both on and off the way. A capable V8 motor is the best for highway travels and the people driving it are simply lovinging it.

 

  1. Nissan Pathfinder: The Pathfinder has been upgraded for 2013 and its sharp styling and enhanced rough terrain ability makes it one of the best 4x4s in the business sector today. The more seasoned form of the Pathfinder may be 500 pounds heavier than the new model yet it does amazingly well off the way and finishes the occupation appropriately.

 

  1. Subaru Forester: The Forester doesn’t just look great; it is additionally one of the best cars that can undertake the hardest landscapes on this planet. The all-wheel-drive framework, agreeably roomy inner parts, and solid constructed might make you feel you’re driving secured on you road trip.

 

  1. Toyota FJ Cruiser: The Fj Cruiser is an incredible vehicle both all around, a flawless mixture of excellence and roughness, and has been named as the Top This car has also been rewarded as‘The Best Resale Value Awards’in the year 2013. It is extremely dependable, and it looks extraordinary. What more would you be able to request? With top class performance and great level of comfort it is the answer to you road trip queries.

 

  1. Honda CR-V:The last car which can give great features and support for your road trip is the ‘Honda CR-V’. It may be arranged as a conservative SUV yet it can clearly hold its own particular in terms of being a toughie. In light of its size it may not be for the majorly troublesome rough landscape, yet mud and uneven streets are without a doubt not an issue. The Honda CR-V is an absolute Luxury SUV that has all the comforts enclosed in its tough yet lavish looking exterior. It is designed for the rough n’ toughs with a chic sense of style and leisure.

These sturdy and heavy cars have been chosen to be the best for rough terrain driving dependent upon their every feature such as the  wheel/four-wheel drive proficience, assemble quality, solace and wellbeing, style, performance, power, etc. If you want to learn more details please visit cash for junk cars .

Nov 01

4 top personal finance technology trends in 2014

Personal finance can be defined as the management of finance by the person himself. Today there are tools which help a person manage their finance better with the help of technology. Often these technologies deal with the accounting or data management. Over the years personal finance tools have improved themselves. Some of the improvements in personal finance technologies are:

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  • The user has given up keeping track of their finance through pen and paper and moved to a digital form, which not only facilitates record keeping but also provides many financial solutions to the user. One major reason why most users have readily accepted this technology is the ability of the modern personal technology to tell the user about the health of their finances.
  • The personal finance technologies have made the process of different types of record keeping easier. With the advancement in personal finance technologies the different books of accounts are only a click away in the same system. Thereby increasing the ease of use for the operator.

4 top personal finance technology trends in 2014 are:

Cloud computing

Cloud computing helps the user manage any information on a server from any remote location with a server enabled device. Put in simple terms the user can access the information on their laptops or desktops through phone and make any change they wish to the information and the changes are saved on the laptop and phone at the same time. This is possible because a certain file has been uploaded to the cloud server which can be remotely accessed. In 2014, cloud computing will take personal finance by storm as it will give users the opportunity to operate their accounts on the go allowing them to buy, sell or mortgage property from a remote location.

Smart phones:

With the dawn of the smart phone, the user can access the internet from any remote location. This has given the user power to manage their finances from any location on the earth. This facility has helped users to get all their finance data like pass book updating, cheque book clearance, and digital cheque and do all normal banking functions over the phone.

Store investment cards

Store investment cards are a relatively new concept. In this concept the user can invest a certain sum of money at one go or in installments over a fixed period of time, then the user can purchase goods worth a certain quantity more than the amount they have invested. Personal finance is greatly benefitted through this system as this allows the user to grow their money through the purchase of goods and services instead of getting monetary returns.

Loyalty debit/credit cards 

We all know what the function of a debit or credit card is- to pay money. Often times this concept is used for shopping from particular stores using these debit or credit cards. This is a personal finance technology that helps people save more money. But if you over spend with your card, there are get debt help that can help you.

Oct 23

Do business reviews matter?

In today’s digital age, it is easier than at any time before to find out information about a company. It is easy to do a quick Google and see information on customer reviews
How they feel about the quality of the product and or service provided. The support and customer service that they received and if they would recommend you.
Almost all businesses have competitors and only a few negative comments can make the difference between a prospective client buying from you and going elsewhere. So ensuring that the information online about you is as positive as it can be is very important.

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The best way to handle this is:-
A, Ensure that there is plenty of positive information about you that can be easily found.

To do this you need to ask your clients to leave reviews for your products and services. You can send out review requests when they check out of an online site or you can subscribe to some online services such as Trustpilot.com. They will automatically send a review request to all your clients and publish any reviews given on their independent website. This will result in prospective clients having trust in the information that they read. You can also quote positive reviews on you website, in press releases and on your Facebook page. This will all help to get multiple search results come up about your company when Googled that are positive.

B, That you reply and address publically any negative feedback published about you.

If you use Trustpilot to take request client revises they will email the administrator copies of all reviews given. This will enable you to quickly respond to any negative feedback left for your business. As long as you do this in a professional way it will help to show how reasonable a company you are and that you act professionally, and the odd negative reviews helps prospective clients to believe the reviews are genuine. An example of this can be a travel agent getting a negative review when an airline charged their client excess baggage for taking an extra parcel to Indonesia with them on their flight. This would have been at the airlines discretion and nothing to do with the travel agent. Once this was explained, most potential clients would not have a negative opinion of the travel agent from the review.
You can set up a Google mention tracker alert, so that if your business is discussed online at a forum, you are able to know about it and get involved in the conversation.

C, Use good reviews as a viral promotion tool.

A recommendation about a business or service that comes from a trusted source within a person’s social or business network is far stronger than a one from an unknown source. So encouraging satisfied clients to inform their social and professional circle of influence about your business is very valuable. So ideally when they leave a positive review, you also want them to publish it on their Facebook page and share it by tweeting or blogging about their experience. Encouraging this type of viral promotion can get great results, especially for local businesses such as restaurants, domestic and international couriers and hotels to name but a few businesses where this is known to have worked extremely well.
Managing your online reputation is therefore very important and if you are able to follow the advice above you will be able to ensure prospective clients find positive information about you online and be regularly recommended. This will not only help you to get more work going forward, but also build a successful brand.

Jul 20

Taking Test Tips

Taking Test Tips

Taking Test TipsTaking a test usually brings a lot of anxiety. Students feel strong pressure the night before taking exams, some even lose their sleep. Since there will be so many exams to take during your academic career it is better you learn how to deal with stress. All you need to do is to read these useful tips.
Making Notes
It is better you learn some useful techniques of note taking. But first of all, memorize this: once you put your name on the test paper, you need to write down all charts, formulas and quick notes while they are still fresh in your mind. You will be able to use it when you see particular questions.
Be Attentive While Reading Questions
Many students put incorrect answers because they read questions without proper attention. That is why make sure you read questions and assignments carefully before choosing the answer.
Organize Yourself
Before you begin answering questions, look through the entire test. You need to organize yourself in time. Do not get stuck on something you do not know or have doubts about. You need to do everything that you can first to have more time on more complicated assignments. I wish it was like with this online dissertation help service: You need assistance and you get it right away.
Give Good Answers
Chances to get higher credits increase when you give better answers. The writing has to be neat and clear and you will get full credit. Just be precise.
Use Pictures
It might be useful to make representations of an issue you are attempting to settle. Attract exact pictures request to maintain a strategic distance from missteps. Outlines could be useful in permitting you to center your contemplations on what you have to do to answer the question. You will be surprised but this system can really help to find a correct answer much faster.

Demonstrate the Greater Part of Your Work
At whatever point you would you be able to need to demonstrate your manners of thinking on your test response sheet. This won’t just help you to stay centered, it will additionally outline to the educator the extent to which you see about the subject. Demonstrating your work can bring about additional test focuses. It’s even conceivable to get acknowledgment for wrong answers in the event that you demonstrate your work and demonstrate some seeing about the methodology.

Show Your Creative Side
Remember that test answers should not always be obvious. Sometime you will need to use your imagination. Yes, you can get stuck on some questions. If it happens, you need to relax, think over the material you studied throughout this course. Think of what you discussed in the classroom. This way you can come up with solution.
Get Some Breaks
You can come to the point when you are ready to go overwhelmed. Prevent this condition by taking tiny-tiny breaks. Take a deep breath, close your eyes and relax for a moment. And then, proceed.
Don’t worry, you shouldn’t be afraid of tests whether it is SAT or just a basic exam. Study well, do home assignment and everything will be alright!

Jul 07

A Closer Look At How To Carve A Fruitful Career In Finance

A Closer Look At How To Carve A Fruitful Career In Finance

After attaining a degree in finance, the next step is to look for a suitable job. Browsing the career options which are available is a wise step. You need to analyze which sectors are in need of qualified professionals. You can ascertain the recruitment process and get acquainted with the training programs which are offered by the firms. The world of finance is multifaceted. It offers lucrative positions that cater to individuals with varying skills and interests. The key to success lies in conducting thorough research and landing up with a job that is compatible to your tastes and interests.

Opt for right career path

As you chalk out a career path, a brief discussion on the various facets of financial career can prove beneficial. You can select a career in:

  • Corporate finance: Work in corporate finance requires employees to handle and manage funds that are required to run the organization. You have to work towards reducing financial risk for the enterprise.
  • Commercial banking: You can work as a loan officer or a bank teller. From local banks, you can work your way up to the corporate headquarters.
  • Investment banking: Investment banking is another lucrative career path. As an investment banker, you need to issue corporate securities and provide financial advice to corporations and investors.

Get placed from campus

Large finance firms offer best graduate schemes London. Most of the large employers recruit fresh graduates from the campus. After clearing rounds of interview successfully, you may get placed with these firms. As you work, you can choose to pursue educational programs that offer a professional qualification. As part of the training program, the firms cover the expenses of the graduates. Tuition fees are borne by the employers. As you step into the world of finance, you can widen your skill set and make important connections.

Browsing options

Finance jobs are available in almost all industry. You can opt for both online and offline methods to search for the right job. If you are searching online, you can browse niche sites. Most employers are in search of specialized individuals who can match the job roles. If you are searching offline, you can consult executive recruiters who offer advice on jobs. If you contact the university’s alumni excellent opportunities may open up. Get in touch with industry professionals who will be able to offer an insight into the job scenario and help you with important leads.

Before joining a firm

Before embarking on a job search, you should judge the trends of the market. If you measure the demand for a position, it will help you to analyze how successful you will be in attaining the job. Larger demand for a particular position ensures that chances of your success in the recruitment process are higher. Ascertain the work environment and select a job which is in sync with your goals and abilities. If you are good at crunching number, you should be able to excel at public accounting. On the other hand if your interpersonal skills are strong job of a financial advisor will be more suitable.

To understand the complexity of financial processes it is important that you get a formal education in finance.  To understand the frequent changes in the finance industry you should be acquainted with the terminologies. In your course of life you may come across some individuals who work their career up from entry level positions with sheer hard work. Some may choose to gain an edge over others with masters in business administration degree.

Author Bio: David is a finance professional who took a planned approach towards his career. He started with best graduate schemes London and earned a professional qualification during the training program.

 

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Jul 01

What all should a Beginning Blogger keep in Mind?

People normally have a perception that blog writing is easy and a real good way to earn money. Yes it is the way they think but the story does not end here. Many start blog writing but only few are there who are able to connect with their readers. It takes a lot of time to create healthy relationship with your readers and other bloggers. Success in blog writing is not achieved overnight. People usually quit blogging because usually they are not able to earn even after working hard or there is no traffic to their blog and no comments on their blog.

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Promotion of the blog is as important as updating it with unique content. Mere hard work does not lead to success in blog writing. You must be innovative creative and smart too. It is very tempting to start a blog but you must take good care of the below discussed points:

1.     Be original

Your blog must be genuinely unique, original and attractive. It really matters that your blog represents you. You must take new stories with your unique twist and turn to it instead of copying the same famous news stories. People would never read the story discussed on any other blog or site. It seems to boring. You must try to give them your interesting opinion, conclusions and consequences.

2.     Research about blogging

If becoming a good blogger is all you want then you must research on great bloggers who had already proved their mark in the field of blogging. You must consider their views, advice and experience while blogging. New blogs could also help you. Normally a neutral blog is liked more showing two sides of the same thing.

3.     Consider writing style

If you think that putting hard English words, technical language or a formal one in your blog will improve your blog. Then you are really wrong, a blogger must use a language which is interesting, conversational easily understandable to all readers. Blogger should express his views. Though it depends on your topic like if the topic is technical then technical language will naturally be used but the readers still want their blogger to break that and be more conversational and interesting.

4.     Be creative

Even if you write pretty well you must consider that words alone are not the reason for a good blog. You have to be creative in making your blog look attractive. Images could add a sparkle and plus point to your blog. People are interested in seeing images rather than the text alone. Over usage of images can lead to great blunder but a good balance as all you need in your blog.

5.     Add a good title to the blog

Even if the content of the blog is relevant but a boring title could leave it unread. Your title must be tantalizing so that readers crave to read the whole blog. Your title must be short, simple and attractive enough to seek attention of people.

website design company stated that to be on the top of search engines you must only be capable of it rather trying other measures.

Apr 09

Tips for Taking out a Bill Consolidation Loan

Five years ago, people didn’t have as many financial worries as they do today. A comparison of the figures show that borrowing has reached an all-time high, probably because of rising inflation and expenses in these economically trying times. The problem is that taking out a debt or increasing the bill on your credit card is simple, but paying it off is extremely difficult because other expenses also have to be managed. When debts start piling up, people also have to end up paying interest on them. There are a multitude of options that people can consider when they have to pay off their debts. Taking out a bill consolidation loan is the first choice for many individuals who wish to get rid of their overwhelming debt quickly.

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With a consolidation loan, a borrower is able to get some peace of mind from their financial problems. Even though this method will not eliminate financial debts completely, it will definitely help individuals in getting their debt organized. But, people also need to keep in mind that it’s not exactly easy to get these consolidation loans. There is a proper procedure that people should follow before they can actually apply for a consolidated loan. It is discussed here:

1-     The first thing that people need to do is to check their credit report and calculate their credit score. It is possible that negative items are entered incorrectly in the credit report and this can get your application rejected when you apply for a loan. People should ensure that all their debts are listed in the report. It is also necessary to determine whether the credit score is excellent, good or bad.

2-     The next step is to take inventory of the total debt that you have. This means creating a list of the balances that people owe or the ones that they wish to consolidate, along with the monthly payments and interest rates. This will aid people in identifying the debts for which they wish to take out a bill consolidation loan.

3-     Now it is time to research the different consolidation options that are available. Here is a complete list of options that can be used by people for consolidating their debt effectively:

  • Home Equity Loan: If people have equity in their homes, the easiest and most cost effective way to consolidate the debt is to redraw against the home loan. People need to keep in mind that a loan that’s taken after giving collateral will always have a low rate of interest, which will make it easy for people to manage repayment. However, they should also remember that this will put their home at risk and they will end up losing it in the scenario where they fail to repay their loan. Home equity loans are a good choice in most cases because they usually have better rates as compared to other options.
  • Credit Card Balance Transfers: It is also an alternative available to people, which allows them to roll their debt on a no or low interest credit card. In the period when a low interest rate is being charged, people will be able to benefit from substantial savings. Nonetheless, if people decide to choose this particular method when they opt to take out a bill consolidation loan, they should keep in mind that the no or low interest period is offered for a limited duration. This means that once this period is over, the interest rate will revert back to the one that they hope to avoid by consolidating the loan. Moreover, people also need to be disciplined and not use their credit card.
  • Debt Consolidation Loans: Personal lenders have also climbed on the wagon of debt consolidation and they are offering personal loans designed for this purpose. Monthly payments can be reduced in this way as these loans are usually offered at a low rate of interest and people can speed up the process of debt repayment in this manner. However, people should also keep in mind that they should pay as much as possible each month. If they opt to make minimum monthly payments, it is likely that they will be stuck with a consolidated loan for the rest of their life.

4-     People should decide on a particular method for consolidating their loan and apply for it accordingly. They should assess the requirements before doing so for ensuring that they meet the criteria. People should make it a priority of consolidating their high interest debts first and lesser ones later in case they can only consolidate part of the debt. Also, they should keep in mind that a bill consolidation loan should be seen as a way of finishing off debt and not to repay one debt with another as this will only deepen the hole.

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